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  • Home
  • Meet The Team
  • Mortgages
  • Contact
  • Preferred Realtors
  • Careers

Meet the Team

Young man with dark hair and goatee wearing a beige sweater.

OJ Molina

Lucia Vallejo

Ruben Chapa

My vision for Local RSM is to build a brokerage where loan officers have the tools, technology, training, and compensation to truly grow. I believe in paying forward everything I’ve learned, creating better processes, and helping loan officers build successful careers — even if that eventually means launching brokerages of their own.

Ruben Chapa

Lucia Vallejo

Ruben Chapa

With years of experience in the mortgage industry, Ruben brings extensive knowledge, professionalism, and a client-first approach to every transaction. He understands how to navigate the lending process, identify the right financing solutions, and guide clients and partners confidently from pre-approval through closing.

Smiling woman with long hair in an office setting.

Lucia Vallejo

Lucia Vallejo

Lucia Vallejo

Lucia helps keep every loan moving smoothly from application to closing. She works directly with clients to collect required documentation, coordinate outstanding items, and keep everyone informed throughout the process — making the path to closing as organized, efficient, and stress-free as possible.

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