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Apply for a home
  • Home
  • Meet The Team
  • Mortgages
  • Contact
  • Preferred Realtors
  • Careers

Meet the team

OJ Molina

Lucia Vallejo

Ruben Chapa

My vision for Local RSM is to build a brokerage where loan officers have the tools, technology, training, and compensation to truly grow. I believe in paying forward everything I’ve learned, creating better processes, and helping loan officers build successful careers — even if that eventually means launching brokerages of their own.

Ruben Chapa

Lucia Vallejo

Ruben Chapa

With years of experience in the mortgage industry, Ruben brings extensive knowledge, professionalism, and a client-first approach to every transaction. He understands how to navigate the lending process, identify the right financing solutions, and guide clients and partners confidently from pre-approval through closing.

Lucia Vallejo

Lucia Vallejo

Lucia Vallejo

Lucia helps keep every loan moving smoothly from application to closing. She works directly with clients to collect required documentation, coordinate outstanding items, and keep everyone informed throughout the process — making the path to closing as organized, efficient, and stress-free as possible.

Modern two-story house with a patio and garage surrounded by grass and trees.

LocalRSM

At Local RSM, we assist homeowners in making smarter decisions regarding their home loans.


As a Rate & Savings Marketplace, our mission is straightforward: connect you with the best options for local mortgages, explain them clearly, and help you save money without stress. 


Local RSM — Smarter rates. Real savings.

Events

09/2/2026

Home Loan Office Hours: Learn, Ask & Apply

8pm

-

9pm

https://us05web.zoom.us/j/6365450693?pwd=ni2E8vJDsmdbWkHArjK9Sql1cbn2tF.1

Event Details

09/2/2026

Home Loan Office Hours: Learn, Ask & Apply

Join us for a live session designed to help you understand your home loan options and what it takes to get approved. Whether you’re buying y...

Event Details

8pm

-

9pm

https://us05web.zoom.us/j/6365450693?pwd=ni2E8vJDsmdbWkHArjK9Sql1cbn2tF.1

Downloads

Applying For A Home (pdf)Download

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